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Credit Card Security Or Threat


hindixp

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Recently recieved a message stating

 

Dear Sir/Madam,

 

 

We were informed that your credit card is used by another person or stolen. It could happen if you have been shopping on-line, and someone got your "Billing information" including your credit card number. To avoid and prevent any further fraud and billing mistakes and to refund your credit card, it is strongly recommended to proceed filling in the secure form on our site and applying for our Zero Liability program. Program is free and it will help us to confirm the fact of fraud and investigate this accident as soon as possible.

 

Sincerely yours, Visa Support Assistant, Alwin Desagun.

 

I think such messages are real threat if you fill up the form requesting the info

 

any ideas what kinda a joke these people are trying to play with credit card info

 

see ya,

manu

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Best bet if you see one of these and arent sure, turn the card over and call the toll free number on the reverse. When you get a human ask them.

 

I will say this though. No one has ever gone out of there way to contact me first via email.

 

Think too, have I ever signed up to be notified of anything by my cc company? If not then you know it is a scam.

 

As always, when in doubt call a known number.

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cmuskett brings up a very good point...

Since we all have unlimited email addy's here, it is always a good idea to setup an address that is your "junk" email account. If you are ever signing up for something on the Internet, then you use that addy, especially if you think it may end up getting spammed.

Then, once you have gotten what you want from the site, service, whatever... just delete the account and create a new one.

 

i, personally, use a yahoo and hotmail account for these specific uses. I don't use my domain, as that just invites some creative little snit to simply try common acct names at the domain and see if they can get a hit.

 

By the way... If you fall for something like that, i don't think you need to have a credit card anymore. (just kidding, sorta)

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I'm either just lucky or savvy. . .I won't open a link unless I'm expecting it, or it comes from a friend. . .and at the risk of sounding paranoid . . when checking mail in outlook: if I have any question, I right click "properties . .details . .and message source" before opening.

 

The best thing to do is to keep your virus software updated, but still, that's no guarantee.

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I'm either just lucky or savvy. . .I won't open a link unless I'm expecting it, or it comes from a friend. . .and at the risk of sounding paranoid . . when checking mail in outlook: if I have any question, I right click "properties . .details . .and message source" before opening.

 

The best thing to do is to keep your virus software updated, but still, that's no guarantee.

The nice thing about mailwasher is I can preview an email before deciding whether or not to download it. Any spam I get I can bounce it right back to the sender :)

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Pay attention to what they say. For instance, are they providing you information about the account they say you have with them or are they asking for info they should already have?

 

I got a call about 2 weeks ago from a guy that said he was with my bank and that they had found my debit card number on the internet and that they were sending a new one or I could go to the branch for one quicker.

 

A few key things here: He asked me nothing. Not my name, address, SSN, card number, PIN - nothing. Also, he said to go to the branch office... risky for a scammer to do. Finally, there were no online information exchanges - no web sites, no forms - nothing. A legit company will try to handle it that way first because of the inherent problems with online anonymity.

 

I went to the branch and they said they knew nothing about it but there was indeed a new card on its way to my home and they cancelled it and put in for an immediate one for my convenience.

 

Always check with the source by initiating contact - never reply or let them call you. Ask yourself if they are seeking any info or do they already have it and are giving it to you? Finally, DTA - Don't Trust Anybody!

:)

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The email address of the sender was something like Visa@visa-security.com. I put in www.visa-security.com and it went to a site that said that site was available. There was a link in the email, but since I never downloaded it, I never went to the page. And since it didnt go to the email address I use when ordering online, I ignored it. There was a case with my debit card once and I call a phone call from the Visa Fraud department. It turned out what my husband and I were ordering (we had to order several of the same item) could only be ordered 1 item per order.. so we put in several orders and it triggered the Visa Fraud department to call us to verify that we were placing the orders. But in the past several days, no unusal activity has been noted on our checking account (I checked).

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I was just notified yesterday by a client that he'd received a similar email proclaiming they were from paypal. The link in the email seemed legit, as it took him to a site with Paypal in the address....however there was no padlock in the status bar of IE and no 's' in https: It had asked for his username, password and FULL credit card number for "verification purposes".

 

SCAM! Paypal will always use secure pages for transfer of information and will NEVER ask for your credit card number for any type of verification!

 

Just FYI for everyone

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  • 4 weeks later...

Hi,

 

If you look up who owns the domain name where the email was sent it reads:

 

Akira Kurabe

800 Metro center blvd

Foster City, CA 94404

US

 

Domain name: VISA-SECURITY.COM

 

Contact: spoof@visa.com

 

-------------------------------------------

 

Enough said!

 

It's a pity that Visa don't seem to have any way of reporting the scam, at their web site. Moreover I noticed www.visa-security.co.uk is up for sale as of today (so someone else could set up a new scam). Should Visa be purchasing domains to prevent fraudsters from setting up in the first place?

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See, I know anything in ny Inbox form my "credit card company" is phony.

 

There's a fraud alert on many of my credit accounts and whatnot, because there was a breakin at a Tricare facility, and much of my information was there.

 

So companies aren't even allowed to send me "Pre-approved" letters.

 

Ah, this is the life... Oh wait. Never mind, I have to verify about 5,000 things just to get my credit limit raised. :angry:

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Along similar lines, my dad used to get phone calls saying something like this: "Your MasterCard account is overdue. Could I verify the amount with you and take a payment over the phone?"

 

To which my dad would say he doesn't even have a MasterCard and they'd ask him "May I have your social security number and verify the account?"

 

This is where my dad knew it was a scam trying to get his SSN or bank account numbers. Thank goodness my dad's smarter then to be fooled with this!

 

later,

!!blue

 

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