oh no.. im not "borrowing" i have gone to a few sites that offer them for download. Linkware. I myself am a graphic artist & know exactly what "borrowing" does. I would never do that intentionally. I just have to trust that where i download from, is reputable. Seemed like they were. But i digress
Ive been trying to understand the templates, what makes up what & its driving me insane, i have been at it all day. Oh well, maybe sometime this life time i will figure it out. Thanks anyway.