Thank you all for the suggestions given !
I was so frustrated with the problem that I redesigned the navigation structure using manually applied hyperlinks.
I don’t think that I have committed an error making a reference, since I know so little about programming or designing web pages that I am using Frontpage as a pure point-and-click interface. Right now I am trying to understand your explanation, so you can imagine where I am in the learning curve.
But, new problems have arisen.
Now that I have uploaded the website for the first time, if you use MS Internet Explorer no link appears in the index.html page, only graphic placeholders. If you click in any of those rectangles/links a page not found error appears.
But if you use Netscape everything works wonderfully, you can navigate through out all pages ( not all links are active since this was a trial upload) without any problems.
Please pardon that the site is in spanish only at this moment.
The URL is www.montufarcpa.com
Sincerely
Oso