Hi OJB:
Thanks for your helpful reply.
I apologize for posting a poorly phrased question but the intent of my question was to distinguish between the "server path" and the url, which I think you did.
I was looking at an example on the "Expression Engine" documentation and for the server path they use "/www/username/public_html/images/" (images being the upload folder).
I was trying to understand if the preceding "/www" was critical, if it was specific to hosting company --- in general, what is the logic to building the server path and how do I determine mine.
Thanks.