i know you guys do the phone call thing for security things but its not necessary and very inconvenient. I work many places and i know you guy sare trying to protect yourselves but you guys can just charge a card if u have all the right information. If someone elses card is stolen and miss charged if they try telling u to do something. Just say im sorry but that issue has to be delt with between you and your financial institution. Than you guys get to keep the money also without any disadvantages.... How long until they give me a call? sorry im one of those instant gratification type of people.